Career Intelligence Showcase.

Full offer-acceptance workflow — negotiate the number, model total comp with equity, stress-test it across cities, then optimize benefits enrollment. Four tools sequenced into one guided decision.

Automation exposure → pivot risk + skill gap → job search channel ROI → negotiation. The full career-change arc in one sequenced workflow with handoffs at each stage.

Is grad school worth it? Credential ROI → MBA program fit → test prep investment → program NPV/IRR → loan repayment. Five-tool chain covering the full admissions and ROI arc.

FAFSA SAI → parent ROI → scholarship pipeline → 529 growth → loan repayment. The complete college financial planning arc for families, from aid estimation to graduation debt payoff.

True cost of going independent — 1099 gross equivalence, benefits gap analysis, skills-to-monetize NPV, and floor rate-setting. The complete "should I go freelance?" decision in one workflow.

Model the full layoff or voluntary exit arc — severance after-tax, true cost of a career break (401k gap, SS impact), skills to build during the break, then re-entry channel strategy.

F-1 cost modeling → visa pathway scoring (H-1B, O-1, EB-2 NIW, E-3) → credential ROI → geo-fiscal landing analysis. Full international student-to-worker decision chain.

Multi-state license reciprocity check → exam cost and timeline → CPD/CPE pace tracking → credential NPV. For licensed professionals (RN, CPA, PE, Attorney, Teacher) planning a move or upgrade.

AI skills premium scan → credential ROI for upskilling path → career resilience score → human capital audit. Full playbook for workers pivoting into AI-adjacent roles.

Federal vs. private comp comparison (GS pay + pension NPV) → total comp stack → geo-fiscal relocation analysis → benefits optimization. For private-sector workers evaluating a GS offer.

Trade vs. degree NPV comparison → professional degree ROI ranking (MD/JD/MBA) → graduate school ROI → student loan repayment modeling. Picks the financially optimal education path end-to-end.

Remote tax liability mapping → non-compete enforceability screen → geo-fiscal relocation comparison → offer negotiation strategy. For remote workers considering a job change or interstate move.

GMAT vs. GRE choice → test prep investment → school portfolio optimizer → program ROI → loan repayment. The full MBA journey from test strategy to financing in one guided workflow.

Tuition reimbursement true value → credential ROI selection → renewal cost forecast → license reciprocity check. Squeeze the full value from an employer education benefit and make sure the credential travels with you.

Professional degree ROI → law career-track comparison with PSLF → LSAT/MCAT retake EV → ISA vs. loan financing → repayment modeling. The full professional school arc from "is it worth it?" to payoff.

AI skills premium exposure → EMBA vs. full-time MBA economics → employer benefit value → credential ROI → career resilience score. Systematically answers "what should I learn next?" for the 5–15 year professional.

TOEFL/IELTS/Duolingo choice → GMAT vs. GRE → test prep investment → application portfolio → STEM OPT financial runway. The full F-1 applicant arc from English test to post-graduation work authorization.

LSAT score → realistic school tier match → retake EV → scholarship negotiation → career-track ROI with PSLF → loan repayment. From "what can I attend?" to a 10-year financial picture by career track.

Dinged this cycle? Diagnose which profile fixes buy the most admit probability → reapply vs. take-the-admit vs. walk away by EV → retake and test-switch math → rebuilt school list with honest tier odds → R1 timing and scholarship negotiation. The rejection becomes a plan.

Choose the right health plan at open enrollment. Run HDHP vs. PPO break-even at your expected medical spend level, quantify the HSA tax shield, then stack benefits election against total comp to see the true offer value.

Build the business case for L&D investment. Start with credential ROI per employee, layer in workforce board program benchmarks, then model training payback period with productivity lift, attrition reduction, and promotion-rate improvement. Board-ready output.

Face your automation risk honestly and build a transition plan. Screen your SOC code for AI displacement probability, score your career resilience against WEF/LinkedIn skills trends, find the credential that maximizes pivot ROI, and evaluate trade vs. degree paths.

Quantify the cost of losing people and the ROI of keeping them. Calculate full departure cost by role, model retention program payback against that baseline, benchmark total comp against market, and estimate job search ROI from the employee's view to understand flight risk.

Navigate the tax complexity of equity comp in the right order. Check RSU withholding gap first (most common problem). Then model ISO AMT exposure before exercising — find max shares with zero AMT. Then optimize ESPP sell timing with qualifying vs. disqualifying disposition comparison.

Avoid the three biggest tax mistakes freelancers make. Calculate quarterly estimated payments to prevent underpayment penalties. Find the income breakeven where S-Corp election saves more than its admin cost. Then maximize retirement contributions across Solo 401(k), SEP-IRA, and SIMPLE IRA.

Map your optimal federal loan payoff path. Count your qualifying PSLF payments and project forgiveness under RAP/IBR/PAYE. Then stress-test private refinancing — a Go/No-Go verdict that locks in DO NOT REFI if you have PSLF upside >24 payments out. Pair with OBBBA RAP Decision Engine.

Understand the full financial cost before taking unpaid caregiving leave — and plan the re-entry. Quantify income loss, retirement savings gap, SS benefit reduction, and career setback penalty. Then model re-entry timing, retraining cost, and wage recovery arc with the Career Break & Reentry Engine.

Model every financial dimension of a K-12 teaching career. Project lifetime earnings from your step-and-lane schedule, calculate the NPV of a master's degree or graduate credits (including TLF), quantify NBCT certification ROI, and estimate your defined-benefit pension value and vesting cliff.

Quantify whether to ask for a raise and whether to stay for a promotion or jump to a new offer. Step 1 calculates raise-ask expected value (EV, lifetime silence cost, scripted anchor). Step 2 compares 5-year present value of promotion path vs. job-hop — including ramp-up discount, benefits gap, unvested equity, and break-even hop premium.

Three decisions with hard deadlines when you lose or leave a job: choose COBRA vs. ACA marketplace coverage (60-day window), sequence severance form for maximum UI eligibility, and model stock option exercise before the 90-day post-separation clock expires. Run in priority order.

Three coordinated deductions solo operators routinely under-claim. Step 1: §199A pass-through deduction using 2026 OBBBA permanent thresholds ($201,775/$403,500). Step 2: S-corp reasonable comp split to minimize FICA while passing audit risk test. Step 3: home office + Augusta Rule §280A(g) deduction comparison.

Two questions every startup equity holder must answer before an exit. Step 1: 83(b) election deadline countdown + tax comparison (OI-at-grant vs. OI-at-vest paths, QSBS holding period clock). Step 2: liquidation waterfall — non-participating, fully participating, and capped preferred — to find what common actually receives at various exit prices.

Two one-way-door career transition decisions. Step 1: QSBS §1202 exclusion under OBBBA tiered rates (post-7/4/2025: 50%/75%/100% at 3/4/5yr; $15M cap) vs. pre-OBBBA — model before any liquidity event. Step 2: federal VSIP/buyout accept-vs-stay math using FERS annuity NPV, FEHB value, and break-even private-sector salary.

Two linked decisions for H-1B workers navigating employment-based immigration. Step 1: H-1B employer transfer — AC21 portability (INA §214(n)), 60-day grace period gap risk, premium processing timeline. Step 2: green card priority date wait (India EB-2 ~90yr vs. ROW ≤1yr) mapped to career path decisions for stay/change/startup.

OBBBA changed everything. Work through income-driven repayment under the new RAP plan, PSLF eligibility, Grad PLUS alternatives, and payoff strategy — in order. Five-step sequenced workflow for every borrower decision post-OBBBA.

Build a research-grounded course from scratch. Sequence learning objectives with Bloom's Taxonomy, choose a pedagogy framework, design assessments, plan ESL/TEFL differentiation, and pace your curriculum. Five-tool educator workflow.

From apprentice to business owner. Project your full wage arc from apprentice through journeyman to master, rank certifications by NPV, then find the billable-rate floor and month your solo contracting income clears your W-2 paycheck.

From ETS to first civilian paycheck. Maximize your GI Bill benefit (Ch. 33 vs. 30), model SkillBridge ROI and MAP credential transfers, then map every income stream — VA disability, severance, TSP, UI — to fund your transition gap.

The true financial arc of having a child. Plan your income gap during parental leave, optimize the Dependent Care FSA vs. CDCTC split (including FICA savings), model week-by-week leave savings needed, then recalculate total comp for your return.

Find the schedule and employment model that maximizes net annual income. Travel vs. staff net pay with tax-free stipends, then FLSA overtime with shift differentials correctly stacked into the regular rate. Includes childcare cost differential by shift type.