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#03 · Workflow · AL-02 · AL-29 · AL-30 · AL-26 · AL-13 · Graduate Education ROI

Grad School Decision Engine

Is grad school worth it? Full ROI arc from credential value through MBA fit, test prep, program NPV, and loan repayment. Five tools, one workflow — each step pre-fills the next.

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1 ✓
Step 1 · AL-02 · Credential ROI Calculator
Total Investment, Opportunity Cost & 20-Year NPV
Full tool: AL-02 ↗
›
$
$
$
yrs
Credential ROI Analysis
$0
Total Investment
Tuition + opportunity cost
$0
Annual Salary Lift
Post-grad vs. current
0 yrs
Payback Period
Years to break even
$0
20-Year NPV
At 5% discount rate
0%
20-Year ROI
Return on total investment
→ Credential: — · Annual lift: $0 · 20-yr NPV: $0. Pre-filling MBA Fit Scorer in Step 2.
2 ✓
Step 2 · AL-29 · MBA Program Fit Scorer
GPA, Experience & Role-Fit Composite Score
Full tool: AL-29 ↗
›
yrs
/ 4.0
MBA Program Fit Score
ReconsiderFairGoodExcellent
0
Fit Score
Out of 100
—
Tier
Admission likelihood
0
GPA Component
Out of 100
0
Experience Component
vs. ideal for program
→ Fit score: 0/100 for —. Pre-filling test selection in Step 3.
3 ✓
Step 3 · AL-30 · Test Prep Investment Planner
Exam Fees, Prep Cost, Timeline & Retake Risk
Full tool: AL-30 ↗
›
45%
75%
Test Prep Investment Plan
$0
Total Test Investment
Exam + prep + retakes
0 mo
Prep Timeline
Estimated months
—
Retake Likelihood
Based on score gap
$0
Monthly Burn Rate
Prep cost ÷ months
Cost Breakdown
→ Test investment: $0 over 0 months. Pre-filling program NPV model in Step 4.
4 ✓
Step 4 · AL-26 · Graduate School ROI Model
Net Program Cost, 20-Year NPV & Break-Even Age
Full tool: AL-26 ↗
›
$
yrs
$
$
yrs
Graduate School ROI Model
$0
Net Program Cost
After scholarships
$0
Total Investment
Net cost + opp. cost
$0
20-Year NPV
At 5% discount rate
0 yrs
Payback Period
Rough years to break even
Age 0
Break-Even Age
Age when investment pays off
→ Total investment: $0 · 20-yr NPV: $0. Pre-filling loan repayment model in Step 5.
5 ✓
Step 5 · AL-13 · Student Loan Repayment Modeler
Monthly Payment, Total Interest & Plan Comparison
Full tool: AL-13 ↗
›
$
%
$
Loan Repayment Analysis
$0
Monthly Payment
Selected plan
$0
Total Paid
Over full term
$0
Total Interest
Cost of borrowing
0 yrs
Years to Payoff
Under selected plan
All Plans — Side-by-Side Comparison
Plan Monthly Pmt Total Paid Total Interest Term
Explore the full tools used in this demo
AL-02 Credential ROI Calculator → AL-29 MBA Program Fit Scorer → AL-30 Test Prep Investment Planner → AL-26 Graduate School ROI Model → AL-13 Student Loan Repayment Modeler →