ApexLogics · Category Guide · student_finance_debt

Student Finance & Debt

Five tools covering FAFSA aid estimation, 529 savings projection, scholarship pipeline ROI, parent college planning, and federal loan repayment optimization. Run them in sequence to build a complete college funding picture.

5
Tools
5
Policy Mandate Export
3
Workflows
0
API Calls

Use this when…

Common decision scenarios covered by this category.

📋
Estimating financial aid before applying
Simulate your Student Aid Index under the current FAFSA formula. See Pell eligibility and federal aid before schools send award letters.
🏦
Planning 529 contributions
Project 529 balance at enrollment across contribution scenarios. Model state tax deductions and coverage percentage by school tier.
🏆
Prioritizing scholarship applications
Rank scholarships by net ROI — award value vs. time invested vs. estimated win rate. Build a pipeline that pays.
💳
Choosing a loan repayment plan
Compare IDR, PSLF, standard, and graduated repayment by monthly payment, total interest paid, and forgiveness value.

Tools in this category

All tools run entirely in your browser. Zero PII. Policy Mandate (JSON) export on every tool.

#02 Policy Mandate ↔
FAFSA SAI Simulator
Estimate Student Aid Index from income, assets, and household data. Pell eligibility and federal aid projection.
SAIPell GrantFederal AidFAFSA
#24 Policy Mandate ↔
Education Savings Projector
529 growth projection with state tax deductions and contribution scenarios. College cost coverage by school tier.
529 PlanState Tax DeductionSavings Growth
#14 Policy Mandate ↔
Scholarship ROI Tracker
Net ROI of scholarship applications by award value, time invested, and estimated win rate. Pipeline builder.
Award ValueWin RateApplication ROI
#20 Policy Mandate ↔
Parent College ROI Planner
SAI/EFC asset impact, COA by school tier, 529 projection, and loan vs. gift aid split. Policy Mandate inbound from FAFSA tool.
COALoan vs. GiftEFC ImpactParent View
#22 Policy Mandate ↔
Student Loan Repayment Optimizer
Compare federal plans — IDR, PSLF, standard, graduated — by monthly payment, total cost, and forgiveness value.
IDRPSLFForgivenessRepayment Plans

Multi-tool workflows

Workflows that chain tools from this category with others — each step pre-fills the next.

College Financial Planning Suite → Grad School Decision Engine → Education Path Decision Engine →

Policy Mandate & MCP integration

For developers and AI agents.

Every tool in this category emits a structured Policy Mandate JSON — a deterministic, schema-validated payload for agent handoff, pipeline ingestion, or advisor review. Each tool ships with a manifest.json for MCP agent discovery.

fafsa_sai_estimateeducation_savings_recordscholarship_pipeline_planparent_college_roi_recordloan_repayment_record