AL · 17 · Student Finance & Debt

FAFSA SAI Simulator

Estimate the Student Aid Index (SAI) and Pell Grant tier for the 2026-27 award year. Models the federal need-analysis methodology end to end — income, assets, family size, and dependency status — entirely in your browser.

FAFSA rules as of 2026-27 award year (effective July 1, 2026) · Tables: Federal Register 2025-10243
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Parents' household
Student (the applicant)
Estimated Student Aid Index
Pell Grant Estimate
Calculation walkthrough

Sensitivity — SAI & Pell at AGI ±$10K / ±$20K

AGI scenarioAGISAIPell est.
Estimate only. Actual SAI and Pell determination require completed FAFSA submission and verification by Federal Student Aid. This tool models the published 2026-27 federal methodology; it does not account for state aid supplements, professional judgment adjustments, or institutional methodology (e.g., CSS Profile). When in doubt, file the FAFSA and contact the financial aid office at your school.