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CAREER PLANNING ยท #98
Side Hustle โ Full-Time Business Transition Calculator
When is your side hustle big enough to quit your day job? Model revenue runway, COBRA health insurance bridge, SE tax step-up, emergency fund requirements, and the exact month you break even.
๐ BLS CES 2024 ยท KFF Employer Health Benefits Survey 2024
W-2 Employment (Current)
Employee share only โ avg ~$250/mo single, ~$600/mo family (KFF 2024)
Marginal rate for withholding estimate (default: 22%)
Side Hustle (Current)
Direct costs, tools, subscriptions, etc.
Expected MoM growth after leaving W-2
Personal Finances
Rent/mortgage, food, utilities, transport โ everything non-business