CAREER PLANNING · #90

Counter-Offer Decision Engine

You have a new offer and your employer countered. Model the 5-year NPV of each path, loyalty-tax risk, and career trajectory to make an evidence-based decision.

📋 Data: Labor market research 2024

Salary Inputs

Current Base Salary ($)

Counter-Offer Salary ($)

New Employer Offer ($)

Growth & Benefits

Years at Current Employer

New Employer Signing Bonus ($)

Annual Raise Rate — Current Employer (%) Typical range: 2–4% at established employers

Annual Raise Rate — New Employer (%) Typically higher at growth-stage companies

Current employer is offering a retention bonus

Retention Bonus Vesting (months)

Retention Bonus Amount ($)

Financial Parameters

Federal Tax Rate (%)

NPV Discount Rate (%) Personal rate of return / opportunity cost of capital

5-Year NPV Comparison

Counter-Offer NPV (5yr)

—

New Offer NPV (5yr)

—

NPV Advantage (New Offer)

—

Discounted over 5 years

Break-Even Year

—

New offer cumulative income surpasses counter-offer

5-Year Income Comparison Table

Year	Counter-Offer Salary	New Offer Salary	Annual Delta	Cumulative Delta

Loyalty-Tax Analysis