AL-57 · Education Path & ROI

Executive MBA vs.
Full-Time MBA Decision Engine

Keep working and earn an EMBA — or quit for a full-time program? Model the 10-year NPV of three paths: EMBA (keep working), Full-Time MBA (2 years out), and No MBA. Accounts for employer sponsorship, the 2-year salary gap, career-pivot feasibility, and break-even year.

📊 Zero — pure NPV math on user-supplied inputs. No embedded program databases.
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Current Situation Your Profile
EMBA programs typically require 8–10+ years; FT MBA typically 3–6 years.
Career pivots are much easier from full-time MBA (recruiting access).
EMBA Path
Top EMBA programs: $130–200K. Columbia/Wharton EMBA: ~$200K.
Amount your employer pays. 0 if self-funded.
Expected raise/promotion attributable to EMBA. Typical: 15–30%.
Usually 0–1 years post-EMBA. Promotion may come before graduation.
Full-Time MBA Path
Tuition + living. T10 avg: ~$220–260K all-in. T25: ~$170–200K.
Reduces net program cost.
Consulting/finance MBA: $175–200K. Tech: $160–180K. Other: $120–150K.
Your expected annual raise without the degree.
10-Year NPV — Three Paths
Key Metrics
Year-by-Year Cumulative Earnings
Decision Analysis