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#35 · AL · 40 · Career Transition & Mobility

Military-to-Civilian
Salary Bridge

Calculate your true total military compensation — base pay, BAH, BAS, TRICARE, TSP, and leave value — then find the civilian salary floor that matches your full package.

Military Profile STEP 1
Civilian Target STEP 2
No — skip GI Bill estimate

Your Compensation Bridge

Military Compensation Breakdown
Civilian Salary Equivalency

To match your military package, target a civilian offer of at least:

BAH/BAS are tax-free. This floor grosses them up at a 22% effective marginal rate.

Benefits Gap Analysis
Notes & Assumptions
  • BAH/BAS rates are approximate 2025 values; actual rates vary by grade and exact location.
  • BRS (post-2018 enlistees) assumed for TSP calculations. Legacy system has no government match.
  • TRICARE value represents estimated civilian premium-equivalent savings, not actual plan costs.
  • GI Bill housing stipend estimated at E-5 with-dependents BAH for the selected location (Chapter 33, full-time enrollment).
  • Gross-up of tax-free allowances uses a 22% assumed marginal federal tax rate. Adjust for your bracket.
  • Pension calculation uses BRS formula: 2% × years of service × monthly base pay × 12.
  • All figures are estimates for planning purposes. Consult official military pay charts and a financial advisor for authoritative figures.
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