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#31 · AL · 36 · Education Path & ROI
Trade School vs. 4-Year Degree ROI Engine
Compare lifetime earnings, total investment, net present value, and break-even age across two education paths side-by-side — powered entirely in your browser.
Configure Both Paths
Path A
Trade School
Path B
Four-Year Degree
Shared Parameters
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NPV advantage
Side-by-Side Metrics
Path A: Trade School
Total Education Cost—
Opportunity Cost—
Apprenticeship Income Credit—
Net Total Investment—
Working Years—
Lifetime Earnings—
Net NPV—
Approx. IRR—
Break-Even Age—
BLS Job Growth—
Path B: Four-Year Degree
Total Education Cost—
Opportunity Cost—
Degree Income Credit—
Net Total Investment—
Working Years—
Lifetime Earnings—
Net NPV—
Approx. IRR—
Break-Even Age—
BLS Job Growth—
Visual Comparison
Investment vs. Net NPV Comparison
Earnings Trajectory
Projected Annual Earnings Over Career
Path A
Path B
Key Insights
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Job Growth Outlook
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Opportunity Cost
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Debt-Free Timeline
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Export Results
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Markdown exports first per AL contract. Policy Mandate (JSON) includes mandate_type "education_path_record" and downstream handoff candidates.