Divorce House: Keep vs. Sell

The keep-versus-sell call on the marital home is the largest check most divorcing couples write. Keeping means refinancing at one income and buying out your ex's equity share, then carrying taxes, insurance, and upkeep alone. Selling means friction costs at closing, a rent reset, and proceeds invested at your return. This tool prices both paths as net position at 5 and 10 years, flags whether the refinance payment is affordable and qualifiable on your single income, and shows the LTV line where PMI starts.