MBA Program Fit & ROI Ranker

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How to use this tool

Pick programs — Choose 2 to 4 MBA programs from the dropdowns below. Harvard and Stanford are pre-loaded as a starting point.
Set your assumptions — Enter your current salary, target specialization (e.g. Finance, Tech), and preferred analysis horizon.
Click "Compare Programs →" — The tool calculates total cost, opportunity cost, post-MBA salary lift, payback period, and 10-year NPV for each program.
Review results — Programs are ranked by NPV. Use the side-by-side table and payback chart to compare. Export to Markdown, CSV, or Policy Mandate (JSON) for advising handoff.

Your Assumptions

Current Annual Salary (USD)

Used to calculate opportunity cost during program.

Target Specialization

Adjusts post-MBA salary estimate by program strength.

Discount Rate (%)

Used for NPV calculation. 7% = equity market proxy.

Analysis Horizon

Longer horizons favor higher-cost programs with bigger salary lifts.

Annual Salary Growth (%)

Assumed annual raise both pre- and post-MBA.

Loan Interest Rate (% opt.)

Federal Grad PLUS rate 2024-25. Set to 0 to ignore financing cost.

ROI Ranking by Net Present Value

Green value = positive NPV — the discounted present value of your post-MBA salary lift (over the analysis horizon) exceeds your total investment: tuition, living costs, and foregone income while in school. A higher NPV means a better financial return in today's dollars. Red value = negative NPV — the salary lift does not fully offset the investment under these assumptions.

Side-by-Side Comparison

Payback Period Comparison

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