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Education Path & ROI · Major/Minor Change

Degree Plan
Change Engine

About 30% of undergrads switch majors and about 20% add a second major, and most decide on encouragement rather than numbers. This prices a switch, a double major, a minor, or dropping a double major back to a minor: lost-credit cost, extra-semester tuition and living cost, and delayed-graduation opportunity cost, weighed against the salary-delta NPV over a chosen horizon, then checks that against a cheaper minor-or-internship alternative.

Data: 2026 (NCES ~5.1-yr avg time-to-degree; 12–18-credit typical lost-credit band on a switch; ~2–3% typical double-major starting-pay premium). All figures below are editable starting points, not live feeds.

Plan Change & Salary Baseline STEP 1
Selecting a plan change fills starting defaults below. Every field stays editable.
What you'd earn at graduation if you stayed on the current plan.
What you'd earn at graduation under the changed plan.
Credits & Time-to-Degree Impact STEP 2
Major-specific coursework that no longer counts. 0 for double major, minor, or drop-to-minor.
Negative = credit-hours no longer required (drop-to-minor savings).
Tuition rate applied to lost credits and net additional credits.
Housing, food, and forgone part-time income for each extra semester enrolled beyond the original plan.
NPV Assumptions STEP 3
Alternative: Minor or Internship Instead STEP 4
Adding a shorter minor, certificate, or unpaid/low-paid internship instead, assumed to add no extra semesters.
This is an illustrative estimate, not academic or financial advice. Salary figures, tuition rates, and credit counts are self-reported estimates. Confirm actual lost-credit counts with your registrar and actual salary premiums with your career center before deciding.
Total Upfront Cost of the Change
--
Lost-credit + extra-semester cost + delayed-graduation opportunity cost
Break-Even Year
--
Year the discounted salary delta recovers the upfront cost
Net NPV Over Horizon
--
Discounted salary-delta value minus upfront cost
Detail: Plan Change
Extra semesters required--
Delayed-graduation years--
Lost-credit cost--
Net additional credit-hour cost--
Extra-semester living/housing cost--
Delayed-graduation opportunity cost--
Annual starting-salary delta, new vs. original plan--
Discounted salary-delta value over horizon--
Detail: Minor-or-Internship Alternative
Alternative net NPV over horizon--
Alternative break-even year--
Policy Mandate v2.0