Career Transition

Severance + Unemployment Timing Sequencer

Lump-sum vs. salary-continuation severance interacts with UI eligibility in different ways by state. Sequence correctly to avoid leaving benefits on the table.

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Your Severance Package

Unemployment Insurance

Simplified buckets โ€” verify with your state UI agency before filing
Your estimated WBA โ€” check your state's UI calculator

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Total severance
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UI benefits (optimal timing)
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UI benefits (suboptimal timing)
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Benefits at risk if mis-timed

Path Comparison

PathUI DelayUI Weeks CapturedUI TotalCombined Total

Recommended Timeline

โš ๏ธ Verify with your state UI agency before filing. This tool uses simplified state buckets. UI rules are complex, change frequently, and vary by employer type, reason for separation, and local rules. The analysis here is illustrative โ€” do not rely on it as legal or benefits advice.

Inbound: Severance Engine (AL-24) ยท Downstream: Job Search ROI (AL-27)