Parental Leave Income Gap Planner

Your Compensation

FMLA (29 CFR §825): up to 12 weeks unpaid job-protected leave for eligible employees (12 months tenure, 50+ employees). State PFL/SDI varies: CA PFL = 60–70% of wages up to $1,620/wk (2025); NY PFL = 67% up to $1,177/wk; NJ TDI/FLI = 85% up to $1,055/wk. Federal employees: 12 weeks paid parental leave (FEPLA). FMLA and state PFL run concurrently.

Annual Base Salary ($)

Effective Tax Rate (%)

Monthly Household Expenses ($)

Partner / Spouse Monthly Income (take-home) ($)

Current Savings / Emergency Fund ($)

Leave Structure

Employer Paid Leave (weeks at full pay)

Employer Partial Pay Weeks

Employer Partial Pay Rate (%)

State PFL / SDI

State PFL Duration (weeks)

Custom State PFL Rate (%) — if "Custom" selected

Total Leave Duration (weeks including FMLA unpaid)

New Recurring Monthly Expense (baby) ($)

Diapers, formula, nursery costs starting month 1

Total Income Gap During Leave

Avg Monthly During Leave

All sources combined

Avg Monthly Shortfall

Expenses minus income

Savings Needed

To cover full leave gap

Recovery Timeline

Months to replenish savings

Week-by-Week Leave Schedule

Week	Phase	Employer Pay ($)	State PFL ($)	Partner ($)	Total In ($)	Expenses ($)	Net ($)