2026 parameters: HHS FPL (family of 1) $15,960 · RAP (OBBBA): 1% of AGI up to 150% FPL → sliding to 10% above 450% FPL · IBR: 10% of discretionary income above 150% FPL (new borrowers) · PAYE: 10% of discretionary income above 150% FPL · PSLF: 120 qualifying payments required
Loan & Employment Details
Income & Family
PSLF Progress
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Payments Remaining
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Est. Monthly Payment
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Est. Forgiveness Amount
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Total Est. Paid to Forgiveness
Payment Schedule
| Year | AGI | Monthly Payment | Annual Paid | Balance (est.) | Remaining Pmts |
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* Balance estimates assume current interest rate and do not account for all PSLF eligibility nuances. Consult studentaid.gov for official tracking.
PSLF Eligibility Checklist
Export Results
Inbound: RAP Decision (AL-108) · Downstream: Loan Refi (AL-121) · Loan Repayment (AL-26)