Compensation & Benefits

ESPP Break-Even & Optimal Sell Analyzer

Compare qualifying vs. disqualifying ESPP disposition taxes. Find the break-even holding date for qualifying treatment and see how much the wait is worth.

🔒 All inputs are processed locally in your browser. Nothing is transmitted, stored, or logged. Inputs disappear when you close the tab.

ESPP Details

The price you actually paid.
Used to compute ordinary income in qualifying disposition.

Tax Profile

Disqualifying Disposition (sell now)

—
After-tax proceeds
Gross proceeds—
Ordinary income (spread)—
Ordinary tax on spread—
LTCG on residual gain—
Total tax—
Effective rate—

Qualifying Disposition (hold to qualify)

—
After-tax proceeds
Gross proceeds—
Ordinary income (capped)—
Ordinary tax on income—
LTCG tax on remainder—
Total tax—
Effective rate—

Disposition Summary

ItemDisqualifyingQualifyingDifference

Export Results

Downstream: ISO AMT Modeler (AL-116) · Tax-Advantaged Benefits (AL-01)